Are you trying to figure out which home warranty is right for you? It’s not just about finding a quick fix when something goes wrong; it’s about choosing a partner you can rely on for the long haul.
In this guide, we’ll introduce you to 10 of the best home warranty companies consistently earning high marks for their dependable service, comprehensive coverage, and excellent customer care.
Whether it’s your air conditioner in the middle of summer or your fridge on a busy weekend, these providers are ready to help, ensuring your home runs smoothly all year round.
What Does Mean By Home Warranty?
A home warranty is a service contract that helps cover the cost of repairing or replacing your home’s essential systems and appliances when they break down due to normal wear and tear.
This isn’t the same as home insurance, which covers damage from things like natural disasters or theft. Instead, a home warranty is there to help when things like your oven, air conditioner, or electrical system stop working under everyday use.
It simplifies home maintenance by reducing unexpected expenses, allowing you to pay a predictable fee for repairs and replacements, making it easier to manage your household budget.
10 Best Home Warranty Companies in 2025
1. American Home Shield (AHS) Overview
Founded in 1971, American Home Shield is a pioneer in the home warranty industry, known for its comprehensive service plans including ShieldSilver™, ShieldGold™, and ShieldPlatinum™ that cover a wide range of home systems and appliances.
Offering flexible plan options and pricing, AHS allows homeowners to customize coverage to fit their specific needs, with service fees adjustable according to the chosen plan. Renowned for its robust network of pre-screened technicians and 24/7 customer service, AHS excels in efficient claim processing and reliability.
Despite occasional criticisms regarding claim denials, AHS maintains a strong market reputation for comprehensive coverage and customer satisfaction, making it a leading choice for homeowners seeking reliable home warranty solutions.
2. Elite Home Warranty
Founded in 2020, Elite Home Warranty distinguishes itself in the crowded home warranty market with its highly customizable plans and transparent terms. Tailoring its services to a broad spectrum of homeowner needs, Elite provides options that range from standard appliance and system coverage to comprehensive protections for less common items like septic systems and guest units.
Their pricing model is designed to reflect the flexibility of their plans, accommodating a variety of budgets while maintaining competitive coverage limits of up to $16,000 in aggregate claims per year, which is notably higher than many competitors.
Elite’s commitment to customer satisfaction is evident in its robust support infrastructure, offering 24/7 customer service and an efficient, streamlined claims process that prioritizes quick resolution and homeowner convenience.
This approach is complemented by their policy of covering items irrespective of age, rarity, or condition, including those with undetectable pre-existing issues, which provides an additional layer of financial security for policyholders.
Despite being relatively new to the industry, Elite Home Warranty has rapidly built a reputation for reliability and comprehensive service, underscored by positive customer reviews that often highlight the company’s responsiveness and the breadth of coverage options.
Their transparency in service terms and lack of restrictions on claims related to maintenance or code violations further enhance their appeal to homeowners looking for a straightforward, reliable home warranty solution.
3. Choice Home Warranty
Established in 2008 and headquartered in Edison, New Jersey, Choice Home Warranty is recognized for its accessible and straightforward home warranty services that effectively mitigate the financial risks homeowners face due to appliance or system failures.
The company offers two main plans: the Basic Plan, which covers essential systems and appliances, and the Total Plan, which extends coverage to more comprehensive items like air conditioners and refrigerators, both marked by their absence of inspection requirements and competitive pricing structures.
Customer service is a standout feature, available 24/7, ensuring claims are addressed promptly and effectively, a testament to CHW’s commitment to customer satisfaction.
Despite some reports of claim denials, Choice Home Warranty is praised for its efforts to resolve issues swiftly and maintain transparency, solidifying its reputation as a reliable provider in the home warranty market.
4. AFC Home Warranty
Established in 2009, AFC Home Warranty (America’s 1st Choice) offers distinctive flexibility in the home warranty market, allowing homeowners to choose their own contractors for repairs—a feature that sets it apart from many competitors.
AFC provides a variety of plans that cater to both appliances and major home systems, ensuring broad coverage that meets diverse homeowner needs.
Pricing for AFC Home Warranty plans is competitive and varies depending on the level of coverage selected. The unique aspect of AFC’s offering is the ability to adjust the service call fee, which can help manage the overall cost of the warranty plan.
Coverage includes everything from kitchen appliances to HVAC systems, with optional add-ons like sump pumps and hot water dispensers.
AFC’s commitment to customer satisfaction is reflected in its proactive customer service approach and streamlined claims process.
Homeowners can submit claims 24/7 and benefit from AFC’s extensive network of pre-screened technicians, ensuring quality repairs.
An exceptional feature of AFC is its workmanship guarantee, which covers parts and labor for the life of the membership, significantly longer than the industry standard.
Additional benefits of choosing AFC include no inspection requirements before coverage commencement and the coverage of items regardless of age, making it ideal for those with older homes or appliances.
The company’s flexibility, coupled with its commitment to transparency and quality service, fosters a reliable environment for homeowners.
AFC Home Warranty has built a strong reputation for its customizable service options and comprehensive coverage, making it a popular choice among homeowners who value flexibility and control over their home warranty services.
5. First American Home Warranty
First American Home Warranty, established over 35 years ago, is renowned for its comprehensive and flexible home warranty solutions designed to meet the diverse needs of homeowners.
The company offers three primary plans: the Basic Plan, which covers major appliances; the Premier Plan, which extends coverage to major systems like HVAC; and the Eagle Premier Plan, which is the most encompassing, covering both systems and appliances along with additional benefits.
One of First American’s key differentiators is its no cap on coverage for HVAC systems, a significant benefit given the high cost of repairing or replacing these systems.
Prices for plans are competitive, with the Premier Plan typically starting around $37 per month, offering a balance between affordability and comprehensive coverage.
Coverage details are expansive, extending to improperly installed or maintained items, which is a rarity in the industry. This makes First American particularly attractive to homeowners with older homes or those who lack detailed maintenance records.
The company prides itself on its straightforward claims process, which is supported by a robust network of pre-screened technicians ensuring quality and timely service.
Customer experience with First American is generally positive, underscored by their quick response times and efficient service resolution. However, as with many home warranty providers, there are occasional complaints about claim denials and service delays.
Benefits of opting for First American include their First Class Upgrade, which covers costs typically not included by other providers, such as permits and disposal fees. This plan also provides an annual air conditioning tune-up, enhancing the longevity and efficiency of the system.
First American Home Warranty is well-regarded for its reliability and commitment to providing extensive coverage and high-quality service, making it a trusted choice for many homeowners looking for comprehensive and flexible home warranty solutions.
6. Cinch Home Services Overview
Established in 1978 and headquartered in Boca Raton, Florida, Cinch Home Services is renowned for its extensive and comprehensive home warranty solutions designed to offer robust protection for homeowners.
Cinch distinguishes itself by offering three primary plans: the Appliances Plan, the Built-in Systems Plan, and the Complete Home Plan, each tailored to cover key aspects of home maintenance and repair needs.
The pricing structure at Cinch is competitive and designed to provide flexibility through various deductible options, making it accessible for a broad range of budgets.
Plans are detailed to cover a wide array of appliances and systems, including those that are typically not covered by standard home warranty services, such as doorbells, central vacuums, and attic fans.
Cinch enhances the customer experience with a 180-day workmanship guarantee on repairs, which is a significant extension compared to the industry standard. This guarantee underscores their commitment to quality and customer satisfaction.
Furthermore, the claims process is streamlined through an easy-to-use online management system, which simplifies the submission and tracking of claims, ensuring efficient service.
Additional benefits of choosing Cinch include optional coverage for pools and spas, no-cost coverage for unknown pre-existing conditions, and flexibility in service call fees.
These features, combined with Cinch’s commitment to transparency and customer education, foster a reliable and trustworthy environment for homeowners.
Cinch Home Services has solidified its reputation as a provider of comprehensive and customer-friendly home warranty plans, making it a top choice for those seeking extensive coverage and peace of mind in managing home repairs.
7. TotalProtect Home Warranty
TotalProtect Home Warranty, a subsidiary of Cinch Home Services and operated under Cross Country Home Services, is a leader in the home warranty industry known for its comprehensive coverage options.
The company is headquartered in Sunrise, Florida, where it manages its nationwide operations. TotalProtect offers various plans including Appliances, Systems, and Combo Plans, which are designed to cover everything from kitchen appliances to full HVAC systems, ensuring extensive protection against unexpected breakdowns.
The pricing model at TotalProtect is structured to offer flexibility, with various deductible options allowing homeowners to balance monthly premiums against potential out-of-pocket costs.
This approach caters to different financial situations, making extensive home warranty services accessible to a wider audience.
TotalProtect is distinguished for its excellent customer service, characterized by an easy-to-navigate claims process and a robust network of service professionals.
The company prioritizes reliable repairs and emphasizes customer satisfaction, facilitated by an efficient online portal for managing accounts and service requests.
TotalProtect includes unique benefits such as coverage for unknown pre-existing conditions and no annual aggregate caps, features that are not commonly offered in the industry.
8. ShieldPlatinum by American Residential Warranty
ShieldPlatinum, offered by American Residential Warranty, is renowned for its extensive coverage and unique features that set it apart in the home warranty industry.
This comprehensive plan is designed to cater to homeowners seeking an all-encompassing warranty service that goes beyond standard offerings to include systems, appliances, and additional benefits like roof leak repair and electronics protection.
The ShieldPlatinum plan is distinguished by its high coverage limits, which provide substantial financial protection against costly repairs and replacements. This plan covers typical home systems and appliances but also includes less common items like garage door openers and central vacuum systems, ensuring a wide-ranging safety net for homeowners.
Pricing for ShieldPlatinum is competitive and reflects the extensive coverage it provides. Homeowners can choose from various deductible options, allowing them to customize their plans according to their financial comfort and risk preferences. This flexibility makes ShieldPlatinum an attractive option for those looking for thorough coverage.
ShieldPlatinum is enhanced by American Residential Warranty’s commitment to customer service, including a 24/7 claims process that ensures quick and efficient handling of repair requests.
The plan also offers innovative features like the option for homeowners to consult with a technician via video chat, which can expedite diagnostics and potentially avoid unnecessary service calls. American Residential Warranty’s ShieldPlatinum plan is a top-tier choice for homeowners seeking an extensive warranty plan backed by a company known for its quality service and customer satisfaction.
9. Liberty Home Guard
Liberty Home Guard (LHG), established in 2017 and based in Brooklyn, New York, has quickly risen as a formidable player in the home warranty industry. Known for integrating technology into their service delivery, LHG offers tailored plans that cover a wide range of home appliances and systems, ensuring comprehensive protection for homeowners.
LHG’s plan offerings include Appliance Guard, Systems Guard, and Total Home Guard, each designed to meet specific homeowner needs at competitive pricing points.
These plans are structured to provide flexibility, allowing homeowners to add coverage for niche items such as pools and spas. Pricing is transparent, with options to adjust the service fee which can influence the overall cost of the plan.
The coverage extends to common and complex systems and appliances, with specific caps on repair and replacement costs that are clearly outlined in the service agreements.
LHG is also known for its no-inspection requirement, which facilitates a quicker and simpler sign-up process. The company operates a 24/7 customer service center to handle claims and queries promptly. Homeowners appreciate the ease of use of LHG’s online portal and mobile app, which streamline the management of their warranties and service requests.
LHG is its array of optional coverage items that can be added to any plan, providing homeowners the ability to customize their coverage extensively.
LHG has established a strong reputation for its customer-centric approach and technological innovations, making it a preferred choice for many looking for reliable and flexible home warranty solutions.
2-10 Home Buyers Warranty: Detailed Overview
2-10 Home Buyers Warranty, established in 1980, is a well-regarded entity in the home warranty industry, particularly noted for its specialized services in both appliance/system warranties and structural warranties for new home construction.
This dual focus allows the company to offer comprehensive coverage options that cater to a broad range of homeowner needs, from current homeowners seeking to protect their existing home appliances and systems to builders and real estate professionals looking for structural warranty solutions for new constructions.
Based in Denver, Colorado, 2-10 Home Buyers Warranty has built a strong national presence, serving millions of homes across the United States. The company’s services are designed to reduce the financial impact of unexpected mechanical failures by covering the repair or replacement of major home systems and appliances that break down due to normal wear and tear.
2-10 Home Buyers Warranty’s commitment to quality service and comprehensive coverage options has made it a trusted name in the home warranty industry, especially valuable for homeowners and builders looking for reliable protection against potentially expensive repairs and structural issues.
Their tailored approach ensures that all parties involved in homeownership and homebuilding can find a warranty service that meets their specific needs, enhancing both customer satisfaction and property value.
